PaisaFinder is an educational and computational tool. We are not a registered investment advisor, insurance broker, or distributor. The calculators on this site are for informational use only - they are not personalised financial advice.
What our calculators are
- Standard financial formulas, applied to inputs you provide.
- A starting point for understanding the magnitude of decisions.
- Useful for comparing options and stress-testing assumptions.
What they are not
- A recommendation to buy, sell, or hold any specific product.
- A substitute for professional advice from a SEBI-registered investment advisor, IRDAI-licensed insurance broker, or chartered accountant.
- A guarantee of returns - all projections assume constant inputs that never hold in reality.
Assumptions we make (that may not apply to you)
- Returns shown are gross of tax unless the tool explicitly computes post-tax.
- Inflation is usually hidden unless specified - real purchasing power will be lower.
- Product-specific rates (FD, insurance premium, loan rate) change frequently. We use typical market rates at time of publishing.
- Tax slabs and exemptions are based on current Income Tax Department rules and may change in future budgets.
Before acting on anything you compute here
- Cross-check the number against at least one other source.
- Read the actual product brochure (policy document, loan agreement, scheme information document).
- Consult a qualified professional if the decision is material to your financial life.
By using PaisaFinder, you acknowledge that any decisions you make based on information from this site are entirely your own responsibility. PaisaFinder and its creators accept no liability for any financial loss, opportunity cost, or other damage.