Govt Scheme Calculator
PPF Calculator
15 years of tax-free compounding. See your Public Provident Fund corpus grow, and time extensions beyond year 15.
What is PPF?
A PPF calculator projects the maturity corpus of the Public Provident Fund, India's most popular long-term, tax-free small savings scheme.
Formula
Each year: Balance = (Balance + Annual Deposit) × (1 + PPF rate)
Interest compounded annually, EEE tax status (deposit, interest, withdrawal all tax-free).
Interest compounded annually, EEE tax status (deposit, interest, withdrawal all tax-free).
Worked example
₹
₹1,50,000/year for 15 years at 7.1% grows to ~₹40.68 lakh, completely tax-free at maturity.
Frequently asked questions
What's the current PPF rate?
7.1% p.a. as of the latest quarterly revision by the government. It's reviewed every quarter.
Can I deposit more than ₹1.5L/year?
No, that's the legal annual cap across all your PPF accounts combined.
Can I extend PPF beyond 15 years?
Yes, in 5-year blocks. You can continue to deposit or keep the corpus growing without fresh deposits.